The Law Office of William J. Rose A California Consumer Law Practice Toll Free (877) 833-2852What are my options?
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(877) 8 Debt Law
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All information is absolutely confidential, and is protected by the Attorney-Client privilege whether or not you become
our client.
BURIED IN CREDIT CARD DEBT ?
BULLIED BY COLLECTORS ?
DEBT SETTLEMENT PROGRAM USELESS?
If you're overwhelmed with credit card debt AND have stopped making payments OR are about to stop, we have the experience and expertise to help you at a cost which is significantly less than the typical non-lawyer Debt Relief program.
The FLAWS in non-lawyer debt relief programs.
Consumers need to be very wary whenever a non-lawyer Debt Negotiation Program advises you to stop making payments on your credit cards, and to pay money instead into an escrow account until you can build up a large enough balance to make settlement offers on your debt.
Here are the flaws in this approach:
First, a large portion of your monthly payment goes in fees to the program. Second, some banks won't negotiate with these programs; they won't even take their calls! You're back on your own with these debts; and,.Third, after you have stopped making your monthly payments, you will almost certainly be sued by your creditors. When this happens, your non-lawyer debt negotiator is useless. Many abandon you completely once a lawsuit is filed. Others may try to settle the lawsuit, but keep this in mind:Once a lawsuit is filed,
non-lawyer debt negotiators lose all leverage
because they cannot defend you in court!
Creditor's know this, and they will drive a harder bargain because of it. With an experienced, knowledgeable consumer attorney on your side to defend you aggressively in court, the game changes instantly in your favor. Creditor's know this too!
Unfortunately, many of our clients have learned this lesson the hard way, after they have paid debt negotiation companies significant sums of money for nothing. Don't make the same mistake.
We are experienced debt negotiators AND we can represent you in court if need be. You lose no leverage if you are sued, and - you may be surprised to learn this - you may actually GAIN leverage when a lawsuit is filed. Keep in mind that a lawsuit itself does not appear on your credit report, and has no impact on your credit-worthiness. Only a judgment can do this.
If you'd like to discuss your options - including whether Bankruptcy might be right for you - and learn how we work and the costs for our service, call my direct line 310-551-0110 or provide your contact information in the form to the right and we will respond promptly. And remember everything you tell us is confidential and protected by the attorney-client privilege whether or not you become our client.
I look forward to hearing from you.
Yours truly,
Bill Rose
William J. Rose
Attorney at Law
Debt Settlement – California Consumers Can Get Help from The Law Office of William J. Rose
Copyright 2009 The Law Office of William J Rose: Debt settlement California. All rights reserved.
