Credit Card Debt Settlement Attorney

The Law Office of William Rose

Credit Card Defense & Negotiation

Toll Free (877) 551-0210

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(877) 551-0210

CONFIDENTIALITY NOTICE

All information is absolutely confidential, and is protected by the Attorney-Client privilege whether or not you become

our client.

WHY USE A LAWYER

TO NEGOTIATE YOUR DEBT ?

Here are four IMPORTANT reasons to use a Lawyer to Settle your debts:

1. Some Creditors refuse to speak with non-lawyer

debt negotiators;

2. Some Debt Relief Programs are Scams;

3. If you get sued, your lawyer can still represent you and settle the debt.

4. ALL collection calls MUST stop if you use an

Attorney.

Call us for a

FREE consultation.

877-551-0210

The FLAWS in non-lawyer debt relief programs.

Consumers need to be very careful whenever a Debt Negotiation Program advises you to stop making payments on your credit cards, and, to pay money to them until you can build up a large enough balance to make settlement offers on your debt.

Here are the Major Flaws:

First, a huge portion of your payments - if not ALL - goes to the Debt Relief Program before they do anything for you.. You will pay them BIG money before you find out if they can actually help you.

Second, some banks won't negotiate with Debt Negotiation programs. Creditors simply won't take their calls! So, you've paid them a lot of money for nothing, and are back on your own; and,.

Third, after you have stopped your credit card payments, you are likely to be sued by your creditors. When this happens, your non-lawyer debt negotiator is USELESS. Many abandon you completely once a lawsuit is filed. Others may try to settle the lawsuit, but keep this in mind:

Once a lawsuit is filed,

non-lawyer debt negotiators lose all leverage

because they can't fight for you in court!

Creditor's know this, and they will drive a harder bargain because of it. With an experienced, knowledgeable consumer attorney on your side to defend you aggressively in court, the game changes instantly in your favor. Creditor's know this too!

Unfortunately, many of our clients have learned this lesson the hard way, after they have paid debt negotiation companies significant sums of money for nothing. Don't make the same mistake.

We are experienced debt negotiators AND we can represent you in court if need be. You lose no leverage if you are sued, and - you may be surprised to learn this - you may actually GAIN leverage when a lawsuit is filed. Keep in mind that a lawsuit itself does not appear on your credit report, and has no impact on your credit-worthiness. Only a judgment can do this.

If you'd like to discuss your options - including whether Bankruptcy might be right for you - and learn how we work and the costs for our service, call my direct line 310-551-0110 or provide your contact information in the form to the right and we will respond promptly. And remember everything you tell us is confidential and protected by the attorney-client privilege whether or not you become our client.

Please call me with any questions you have.

Bill Rose

William J. Rose

Attorney at Law