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THE PLAYERS IN DEBT COLLECTION

The following are the major players in credit card collection lawsuits in California. Not included are collection agencies which do not own debt but merely collect for clients; credit unions, and smaller debt buyers. The list is divided into three categories:

1. Credit Card Issuers
2. Debt Buyers
3. Collections Attorneys


Credit Card Issuers
[Original Creditors]

Many former major credit card issuers have folded or been taken over by larger banks. Only those I have seen recently as California plaintiffs or as assignors of debt to debt buyers are listed.

American Express
Bank of America/FIA Card Services *
Beneficial California
Capital One
Chase
Citibank
Discover Card
First Omaha National Bank
GE Money Bank
Household Finance
HSBC
MBNA
Orchard National Bank [HSBC]
Providian [Now Chase]
Sears [Issued by Citibank]
Target National Bank
US Bank
WAMU [now Chase]
Wells Fargo

Debt Buyers

Arrow Financial
Asset Acceptance
Asset Capital Management Group [ACM]
Atlantic Credit & Finance
Blackstone Financial Group
CACH, LLC
California Business Bureau [Medical Debt Only]
Capital Financial Partners
Cavalry Portfolio Services, LLC
Cavalry SPV I, LLC
Elite Recovery Solutions
Erin Capital Management
Equable Ascent Financial, LLC
Easy Loan Corp
First Resolution Investment Corporation [FRIC]
Frederick J. Hanna
Grant & Weber [Medical Debt]
Greater California Financial Services
Investment Retreivers
KBW Capital
Livingston Financial
LVNV Funding, LLC [LVNV]
Main Street Acquisitions
Midland Credit Management
Midland Funding, LLC
Northstar Acquisitions
Palisades Acquisitions
Persolve, LLC
Pinnacle Credit Services
Pinnacle Investments
Portfolio Acquisitions
Portfolio Recovery Associates
Professional Collection Consultants [PCC]
Professional Investment & Finance
Resurgence Financial
Riverwalk Holdings
Unifund CCR Partners

Collection Attorneys

Bishop, White et. al.
Bleier & Cox
Brachfeld Law Group
Brewer & Brewer
CIR Law Offices
Collection at Law
Curtis O. Barnes, Law Office of
Goldsmith & Hull
Gordon & Wong
Eltman, Eltman & Cooper
Franklin J. Love, Law Office
Frederick J. Hanna & Associates [GA]**
George L. Cohn, Law Offices
Gary Bemis
Hameroff & Lavinsky
Harris & Zide
Hollins & Schecter
Hunt & Henriques
Jaffee & Asher [NY]*
JP Morgan Chase Legal Department
Kenosian & Miele
Lang, Reichart & Patch
Legal Recovery Law Offices of Mark D. Walsh
Nelson & Kennard
Neuheisel Law Firm
Mandarich Law Group
Mann-Bracken, LLP [R.I.P.]
Mark D. Walsh [Legal Recovery Law Office]
Michael & Associates
Midland Funding Legal Department
Moore Law Group
Nelson & Kennard
Paris & Paris
Peck & Ray
Persolve, LLC  [In-house Legal Department]
Portfolio Recovery Associates [In-House Counsel, VA]***
Reid Steinfeld [In House Counsel for Grant & Weber]
Robert J. Colclough Law Office
Rory Clark Law Office 
Scott D. Wu Law Office 
Stelios Harris [MIdland Funding, In-house Counsel]
Thomas Stepp, Law Office of
Winn Law Group
Wolpoff & Abramson [R.I.P.]
Zee Law Group
Zwicker & Associates [S. Pasadena, CA & Concord, CA]
Zwicker & Associates [N. Andover, MA]****

Bank of America often files lawsuit through its subsidiary corporation FIA Card Services, which also services its credit card payments.

** A Georgia law firm that buys debt and also collects debt, but cannot file suit in California due to lack of membership in the State Bar - calls and letters only from this firm.

*** Located in VIrgina, but have Attorneys admitted to California Bar, so they may file suit here. Also have a one-attorney satellite office in San Diego

**** Zwicker;s Main Office is in N. Andover, MA. from where Zwicker handles settlement negotiations using non-attorney collectors in lawsuits filed by its California offices

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What is a debt buyer  and why should I care?

Debt buyers pay pennies on the dollar to buy thousands of defaulted credit card accounts at a time.

You care because the sheer volume of these transactions prevents Debt Buyers from proving in court that they own your specific account; and, therefore, that they have the right to collect from you. As a result, when challenged, they will typically settle for much less money than the original credit card banks, or even dismiss the case outright.

If you've been sued by a debt buyer, call now to discuss your options:

(877) 8 Debt Law
(877) 833-2852

The consultation is FREE.
Copyright 2009-2011. The Law Office of William J Rose:  Debt Settlement California.  All rights reserved.

Thank you so much for
speaking with me, Mr. Rose.  I'm going to be able to sleep tonight !

    -  J.J.










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William J. Rose
California Consumer Attorney.