Mandarich Law Group is the principle collection law firm for debt buyer CACH, LLC. CACH, a subsidiary of Square Two Financial, is located in Colorado, and is Mandarich’s only client. Mandarich Law Group’s main office is in Woodland Hills, CA, but it also has an office in Oakland to handle cases in Northern California. To the best of my knowledge, there are currently three to four attorneys in the Woodland Hills office – there’s a high turnover – and one attorney in the Oakland office. This level of staffing is not sufficient to handle Mandarich’s total caseload as aggressively as they would like. More on this later.
Even so, Mandarich Law Group is one of the more aggressive collection law firms in California and will push its cases toward trial. CACH, it’s sole client, has a team of three or four travelling witnesses who appear at trial and attempt to prove damages – that you owe them money – using monthly statements from the original creditor. The law, as it now stands, requires testimony from the original creditor, not the debt buyer – CACH – to allow these monthly credit card statements into evidence. In my experience, Original Creditors never make these witnesses available. So by rights Mandarich should lose at trial. Nevertheless, judges with an anti-consumer bias don’t constrain themselves by the law, and will allow Mandarich to prevail even with this fatal weakness in their case. Get a judge who applies the law with Mandarich, you should win. Get a judge who doesn’t…forget about it.
There is good news however. As noted above, Mandarich Law Group has too many cases. It doesn’t have the staff to try cases which they can settle, nor does CACH have enough witnesses for every trial. Thus, a few days before trial, Mandarich will typically settle favorably to the consumer.
To learn how we can help you with your Mandarich Law Group/CACH, click on one of the links at the top of the page, or call us toll free at 877-551-0210 for a FREE consultation.